Loading…
Segregated Funds and Annuities · Component 1: assess the client's needs (35%)
Know the client before the product: goals, time horizon, risk tolerance and capacity, then match asset classes and diversification to them.
Assess the client's needs and situation1 min read5 sections
About a third of the Seg Funds exam is component 1: reading a client's situation before recommending anything.
| Asset class | Main risk | Typical role |
|---|---|---|
| Cash and GICs | Inflation, low return | Short-term needs, safety |
| Bonds | Interest rate and credit risk | Income, stability |
| Equities | Market volatility | Long-term growth |
Every note. Every question. One pass.
3 more sections of this note are part of Premium.
From about C$8.25/mo on the Until-you-pass pass (12 months)