A&S Needs Analysis & Government Programs question: weeks off after a back operation

A&SNeeds Analysis & Government Programs

Raj, 39, is a project engineer in Calgary earning $2,000 a week. His employer offers no short-term disability plan. In 2026 he needs 12 weeks off after a back operation, has a medical certificate and has worked well over 600 insured hours. His wife asks how much EI will pay him each week. What is his weekly benefit?

A $550
B $729
C $1,100
D $1,320

Show the answer and explanation

Answer: B. $729

The benefit is 55% of insurable earnings up to the maximum. 55% of $2,000 would be $1,100, but the 2026 maximum is $729 a week, because insurable earnings are capped ($68,900 a year in 2026). He receives $729. Source: Service Canada, EI sickness benefits (page dated 2 Jun 2026) and ESDC 2026 EI premium rate and maximum insurable earnings (as at 12 Oct 2026).

Common mistake

Forgetting the weekly maximum.

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