LLQP Life Insurance Module: What It Tests and How to Prepare
The Life Insurance module is 35 questions (30 scored) in 75 minutes, with 60% to pass. 76% of first-time writers passed it in 1 Jun 2025 to 31 May 2026.
What it covers
| Component | Weight | Our topics |
|---|---|---|
| Assess the client's needs and situation | 35% | [Needs analysis](/notes/life-needs-analysis); [estate, tax at death and business needs](/notes/life-estate-business) |
| Analyze the available products | 30% | [Term, whole life and T100](/notes/life-term-permanent); [universal life, riders and group life](/notes/life-universal-riders-group) |
| Implement a recommendation | 25% | [Underwriting, application and policy provisions](/notes/life-underwriting-contract) |
| Customer service during the coverage | 10% | [Policy taxation, changes and claims](/notes/life-taxation-service) |
Where marks are lost
- Needs analysis that forgets existing group cover or liquid assets.
- Confusing renewable with convertible term.
- Universal life cost-of-insurance options (YRT versus level).
- The two-year contestability rule and what fraud changes.
- Policy gains: cash surrender value minus adjusted cost basis.
Frequently asked questions
What is on the LLQP Life Insurance exam?
Needs analysis, estate and business needs, term and permanent products, universal life and riders, group life, underwriting, policy provisions, taxation and claims.
Go deeper: study notes
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