Is the LLQP Hard? What Makes Candidates Fail

Each module is passed by about three in four first-time writers, but only 59% of candidates pass all four on their first attempt (1 Jun 2025 to 31 May 2026). So the LLQP is passable, but most people need to work at it.

What makes it hard

• Questions apply rules to a client's situation rather than ask for definitions.
• Answer choices are close and often differ only in the reason given.
• Four separate exams, each with its own 60% pass mark.
• Tax rules (policy gains, segregated fund allocations, annuity taxation) and contract law (beneficiaries, assignment, disclosure) cross modules.

How long to study

Most candidates finish the accredited course first, then spend focused weeks on practice before each sitting. A useful test: if you can pass two or three fresh, timed module mocks with a margin above 60%, you are ready to book that module.